NEW YORK — Growth is returning to the factoring industry as firms offer more services and pitch to a broader range of clients to compensate for a difficult retail landscape.

So far, 2003 has been pretty good for factors. With easy comparisons against brutal year-ago numbers, and uncertainty and instability causing banks to tighten up their lending, new clients are being driven to explore the variety of services factors offer, and so volume, for the most part, is up.

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