NEW YORK — The enthusiasm of high-income women for luxury accessories keeps growing despite the difficult economy, but the same cannot be said about luxury apparel.

According to a Banc of America Securities survey of 32 women participating in four focus groups, luxury handbags and shoes have benefited from an increasing penchant among women to cross-shop while budgetary constraints and a fear of overly trendy dressing have tended to limit their interest in luxury apparel lines.

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