NEW YORK — This holiday, the consumer will be king — and Christmas will be tough for retailers.

The convergence of several dynamics is compelling consumers to delay holiday shopping, as they hold out for the best sales promotions, plan to shift shopping expeditions increasingly to value-driven stores and expect to boost spending versus holiday 2001 by $60, or 10 percent, on average to $660, according to NPD’s new study, "Holiday Insights 2002."

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